Rare St. James City waterfront estate with panoramic San Carlos Bay views, direct deep-water Gulf access, and no bridges to open water. Located at the southern tip of Pine Island, this fully renovated luxury waterfront home offers unobstructed open-bay views, breathtaking sunsets, exceptional boating access, and true Old Florida island living. More than $400,000 in renovations have transformed this home into a luxurious, energy-efficient, move-in-ready retreat. Upgrades include a newer roof, full spray-foam insulation, hurricane-impact windows and doors, a whole-home generator, updated HVAC and ductwork, instant hot-water heaters, wide-plank tile flooring, and custom closets. Built for serious boaters, the property features a private dock with two brand-new boat lifts: 6,000-pound and 15,000-pound. Direct, no-bridge access to San Carlos Bay and the Gulf of Mexico puts boating, fishing, island hopping, Sanibel, Captiva, and the surrounding waters just minutes from your backyard. Outdoor living steals the show with a heated waterfront pool and spa, custom tiki hut, and fully equipped outdoor kitchen overlooking the bay. It is the perfect setting for sunset dinners, entertaining, or relaxing after a day on the water. Inside, the coastal-inspired kitchen features JennAir appliances, exotic granite countertops, and more than $250,000 in custom cabinetry. High-end finishes and expansive waterfront views create a comfortable yet sophisticated setting for everyday living and entertaining. Offered turnkey and tastefully furnished in a Tommy Bahama-inspired style, with some exclusions, the home is ready to enjoy as a primary residence, seasonal retreat, or luxury waterfront getaway. An oversized four-car garage with epoxy flooring offers room for up to six vehicles plus generous storage for boating equipment, fishing gear, golf carts, and water toys. Luxury renovations, hurricane-impact protection, energy-efficient improvements, a whole-home generator, turnkey furnishings, private dock, two new boat lifts, heated pool and spa, no-bridge Gulf access, and spectacular open-water views come together in this rare Pine Island property. This exceptional Southwest Florida waterfront property combines privacy, luxury, deep-water boating access, and open-bay scenery in one of St. James City’s most desirable island locations. Private island waterfront living awaits. Schedule your private showing today and experience the best of St. James City waterfront living. Buyers planning to establish Florida residency may have an added reason to purchase before the end of 2026. If Florida’s proposed property-tax amendment is approved by voters in November 2026, qualifying homeowners who establish Florida residency and homestead eligibility by December 31, 2026, may receive increased property-tax benefits beginning in 2027. Buyers should independently verify eligibility with the appropriate property appraiser or tax professional.