Seller financing available! Flexible financing options and creative terms may be considered for qualified buyers, offering an alternative to traditional lending. A Boater's dream! Waterfront living with quick boating access in the highly desirable Olga area! This well-maintained 3-bedroom, 2-bath home offers a spacious layout, extensive upgrades, and an impressive waterfront setup just minutes from the Caloosahatchee River. With a finished floor elevation of approximately 7.5 feet, the property also stands among the higher-elevation homes in the area. Inside, the home offers an open and functional floor plan with multiple living spaces, abundant natural light, tile flooring throughout, and relaxing canal views from many areas of the home. Large sliding glass doors lead to the oversized screened lanai, creating an easy indoor-outdoor flow that is perfect for entertaining or simply enjoying the waterfront setting. The kitchen has been updated with two-tone, modern cabinetry, countertops, stainless steel appliances, and a convenient pass-through window to the lanai. Additional interior improvements over the years include updated vanities, sinks, faucets, interior doors, trim work, toilets, and plumbing lines, giving the home a clean and move-in-ready feel. Designed for boaters, the property features a covered 14,000-pound boat lift with remote functionality and auto-stop capability. Multiple lift components, including cables, rollers, and the canopy, have been recently replaced. The seawall and cap were also previously rebuilt and raised, adding long-term value and durability to the property. Additional improvements include a metal roof installed in 2022, updated electrical panel and breakers, roll-down storm shutters, rebuilt screened lanai, updated appliances, fresh exterior paint, private well for the irrigation system, and city water service for the home. The backyard offers plenty of room to enjoy the waterfront lifestyle and space to add a pool if desired. Whether you are looking for a primary residence, seasonal retreat, or boating getaway, this property combines strong boating access, quality updates, and a peaceful waterfront location in one attractive package.